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Hadiatullah dan Sugiarto, A. (2023) “Pengaruh Pengetahuan Keuangan dan Sikap Keuangan terhadap Perilaku Manajemen Keuangan pada Masyarakat di Kabupaten Sumbawa”, Journal of Nusantara Economic Science, 1(4), hlm. 224–232. Tersedia pada: https://www.nafatimahpustaka.org/jnes/article/view/168 (Diakses: 14 November 2026).