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S. Prahatama Saera dan J. Mandasari, “Pengaruh Promosi dan Pelayanan terhadap Keputusan menjadi Nasabah Kredit Cepat Aman pada PT. Pegadaian (Persero) Cabang Sumbawa”, JNES, vol. 1, no. 4, hlm. 216–223, Des 2023.